Company Terms & Conditions

Company: OpenGateFunds
Last Updated: August 7, 2026

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE.

These Terms and Conditions (“Terms”) govern your access to and use of the OpenGateFunds website, digital platforms, and related online services.

By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website.

1. The Basics

1. What These Terms Cover

These Terms and Conditions explain the rules governing your use of the OpenGateFunds website (“Website”).

They apply to visitors, prospective customers, customers, and other users accessing publicly available areas of our Website.

Certain financial products and services may be governed by additional agreements, terms, disclosures, or contractual documents.

2. Who We Are

This Website is operated by OpenGateFunds (“OpenGateFunds,” “we,” “us,” or “our”).

OpenGateFunds provides digital financial services and related online solutions through its platforms and authorized service channels.

The specific legal entity responsible for a particular product or service may depend on the service, customer location, and applicable jurisdiction.

3. How to Contact Us

If you have questions regarding these Terms, our Website, or our services, you may contact us through the official customer support and communication channels provided on the Website.

2. Using Our Website

4. Acceptance of These Terms

By accessing or using our Website, you confirm that:

You have read and understood these Terms
You agree to comply with them
You will use the Website lawfully
Information you provide to us will be accurate and not misleading

If you do not agree with these Terms, you must stop using the Website.

5. Additional Terms and Policies

Certain services and features may be subject to additional terms and policies, including:

Privacy Policy
Cookie Policy
Client Agreements
Account Terms
Product Terms
Investment or Service Agreements
Fee Schedules
Security Requirements
Applicable regulatory disclosures

Where additional terms apply to a specific service, you may be required to accept them before accessing or using that service.

6. Changes to These Terms

We may update these Terms from time to time to reflect changes in our services, technology, business operations, legal requirements, or regulatory obligations.

Updated Terms will be published on this Website with a revised “Last Updated” date.

Your continued use of the Website after changes become effective constitutes acceptance of the updated Terms, to the extent permitted by applicable law.

7. Changes to Our Website

We may modify, update, suspend, restrict, or discontinue any part of the Website without prior notice where reasonably necessary.

We may also perform maintenance, security updates, upgrades, or other technical work that temporarily affects availability.

We do not guarantee that the Website will always be available, uninterrupted, or error-free.

3. Accounts and Security

8. Account Registration

Certain OpenGateFunds services may require you to create an account.

When registering, you agree to provide information that is accurate, complete, and current.

You must update your information when necessary to ensure that the information associated with your account remains accurate.

9. Keeping Your Account Secure

If you receive passwords, authentication credentials, security codes, or other account access information, you are responsible for keeping them confidential.

You must not knowingly:

Share your credentials with unauthorized persons
Allow another person to use your account
Circumvent security controls
Attempt to access another person’s account

If you believe your account or credentials have been compromised, you should contact OpenGateFunds through an official communication channel as soon as reasonably possible.

10. Identity and Verification

Depending on the service you request, OpenGateFunds may require identity verification and other information before providing access to certain products or features.

You agree to provide information and documentation reasonably required for identity, security, fraud prevention, compliance, or service purposes.

Failure to provide required information may result in restricted access or the inability to provide certain services.

4. Acceptable Use

11. Lawful Use

You must use the Website only for lawful purposes.

You must not use the Website to:

Commit or facilitate fraud
Engage in unlawful financial activity
Misrepresent your identity
Obtain unauthorized access
Violate applicable laws or regulations
Interfere with the operation of the Website
Abuse or exploit our services

12. Prohibited Technical Activities

You must not:

Introduce malware, viruses, or other harmful code
Attempt to gain unauthorized access to our systems
Conduct denial-of-service attacks
Scan or probe our systems without authorization
Circumvent authentication or security measures
Reverse engineer protected components except where legally permitted
Interfere with the security or functionality of the Website

We may investigate suspected violations and take appropriate action.

13. Suspension and Termination

We may suspend or restrict your access to the Website where we reasonably believe that:

These Terms have been violated
Security has been compromised
Fraudulent activity is suspected
Continued access may create legal, regulatory, or security risks
We are required to do so by law or a competent authority

Where appropriate and legally permitted, we may provide notice regarding the restriction.

5. Website Content and Intellectual Property

14. Website Content

Content available through the Website may include:

Text
Images
Graphics
Logos
Videos
Software
Documents
Financial information
Product descriptions
Educational materials

Such content is provided for general informational and service-related purposes unless expressly stated otherwise.

15. Intellectual Property Rights

All intellectual property rights in the Website and its content belong to OpenGateFunds or its applicable licensors.

This includes, where applicable:

Trademarks
Logos
Copyrighted materials
Software
Designs
Website layouts
Graphics
Written content

Nothing in these Terms transfers ownership of intellectual property to you.

16. Permitted Use of Materials

You may view, download, or print reasonable portions of publicly available Website content for personal, non-commercial purposes, provided that you do not modify, reproduce, distribute, or commercially exploit the material without prior written permission.

You must not remove copyright, trademark, or other proprietary notices.

6. Financial Information and Services

17. General Financial Information

Information published on the Website is provided for general informational purposes.

Unless expressly stated otherwise, Website content does not constitute:

Personal financial advice
Investment advice
Legal advice
Tax advice
An offer to buy or sell securities
A guarantee of financial performance

You should consider obtaining independent professional advice before making significant financial decisions.

18. Financial Services and Product Availability

Not every financial product or service described on the Website may be available to every customer.

Availability may depend on:

Customer location
Eligibility requirements
Applicable laws
Regulatory requirements
Product availability
Risk assessments
Verification requirements
The specific contractual relationship

OpenGateFunds reserves the right to determine eligibility for services in accordance with applicable requirements.

19. Investment and Market Risk

Where investment or investment-related services are provided, you acknowledge that investments may involve financial risk.

The value of investments may rise or fall, and past performance does not guarantee future results.

Depending on the product, you may lose some or all of the capital invested.

Nothing on the Website should be interpreted as a guarantee of returns or capital preservation unless expressly provided in a legally binding agreement.

20. Deposits, Custody, and Asset Services

Where applicable, funds or assets held through OpenGateFunds services may be subject to specific terms, fees, risks, and contractual arrangements.

Interest rates, returns, custody arrangements, fees, and other conditions may vary according to the applicable service, currency, mandate, market conditions, and customer agreement.

The applicable Client Agreement and product documentation will determine the specific rights and obligations associated with a particular service.

7. Third Parties and External Services

21. Third-Party Websites

Our Website may contain links to third-party websites or services.

These links may be provided for convenience or informational purposes.

OpenGateFunds does not necessarily control, operate, or endorse third-party websites and is not responsible for their content, availability, privacy practices, or security.

You should review the terms and privacy policies of third-party websites before using them.

22. Third-Party Service Providers

We may use third-party providers to support certain aspects of our operations.

These may include providers of:

Technology infrastructure
Payment processing
Identity verification
Security services
Communications
Analytics
Customer support
Hosting and cloud services

Where third parties process personal information on our behalf, applicable privacy and security requirements will apply.

8. User Content and Communications

23. User-Submitted Content

Where the Website allows you to submit information, documents, feedback, comments, or other content, you remain responsible for the information you provide.

You must ensure that submitted content:

Is accurate to the best of your knowledge
Does not violate applicable laws
Does not infringe another person’s rights
Does not contain malicious software
Does not contain unauthorized confidential information

We may remove content that violates these Terms or creates legal, security, or operational concerns.

24. Communications

By using our services, you may receive communications relating to:

Your account
Transactions
Security
Service changes
Important notices
Customer support
Legal or regulatory matters

Where permitted by law, you may also receive promotional communications.

You may be able to manage certain marketing communications through available preferences or unsubscribe mechanisms.

Essential service and security communications may continue where necessary.

9. Website Security and Availability

25. Security

We use reasonable technical and organizational measures designed to protect our Website and systems.

However, no online system can be guaranteed to be completely secure.

You acknowledge that internet communications may be subject to risks outside our reasonable control.

You should use appropriate security practices when accessing your account or communicating sensitive information.

26. Availability and Technical Errors

We aim to provide reliable access to our Website but do not guarantee that it will always be:

Available
Uninterrupted
Error-free
Free from technical defects
Compatible with every device or browser

We may temporarily restrict access for maintenance, security, upgrades, or operational reasons.

10. Liability and Legal Matters

27. Disclaimer of Certain Warranties

To the fullest extent permitted by applicable law, the Website and publicly available content are provided on an “as available” basis.

We do not guarantee that all information will always be complete, accurate, current, or suitable for every purpose.

Nothing in these Terms excludes any rights or protections that cannot lawfully be excluded.

28. Limitation of Liability

To the fullest extent permitted by applicable law, OpenGateFunds will not be responsible for indirect, incidental, special, or consequential losses arising from your use of the Website, including losses resulting from:

Business interruption
Loss of anticipated profits
Loss of opportunities
Reliance on general Website information
Temporary Website unavailability
Third-party websites or services

Nothing in these Terms limits liability where such limitation would be unlawful.

29. Indemnification

To the extent permitted by applicable law, you agree to take responsibility for losses, claims, or reasonable expenses arising from your unlawful use of the Website or your material violation of these Terms.

This does not require you to indemnify OpenGateFunds for matters caused by our own unlawful conduct or liability that cannot legally be transferred to you.

30. Governing Law, Jurisdiction, and General Provisions

These Terms are subject to the laws applicable to the legal entity and service governing your relationship with OpenGateFunds, unless otherwise required by applicable law.

Where a specific Client Agreement or service agreement contains governing-law or jurisdiction provisions, those provisions will apply to the relevant service.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

Failure by OpenGateFunds to enforce a provision of these Terms does not constitute a waiver of our right to enforce it later.

These Terms, together with applicable policies and service-specific agreements, form the framework governing your use of the Website.

Additional Legal Notice

These Website Terms govern general use of the OpenGateFunds Website. They do not replace any specific agreement governing a financial product, account, investment service, custody arrangement, payment service, or other contractual relationship.

Where a conflict exists between these Website Terms and a specific legally binding agreement, the applicable service agreement will govern to the extent permitted by law.

For information concerning the legal entity providing a particular service, applicable regulatory framework, fees, protections, and service-specific terms, please refer to the relevant Client Agreement and official legal documentation.